Taco Salad

Mix cream cheese and sour cream and 1/2 envelope taco seasoning.

Brown ground beef and drain. Mix meat with 1 cup water and rest of taco seasoning.

Cook a few minutes, cool and drain. Layer: cream cheese mixture, meat mixture, shredded lettuce, diced tomatoes, diced peppers and cheeses.

Refrigerate 1 hour. Serve with chips.