Fernandez's Extreme Nachos

On a large platter, place a layer of chips, followed by lettuce, quartered tomato and sliced onion.

Slice and saute one onion and the green pepper; set aside.

Brown and drain the hamburger.

Mix the hamburger with refried beans and heat.

Spoon the hamburger-refried bean mix over the chips and vegetables. Place the sauteed onion and green pepper over the hamburger-refried beans.

Cover with green chilies, black olives and cheese.

Broil until the cheese melts.

Garnish with hot peppers; start dipping into your favorite salsa (mine is made with habanera peppers).

Be sure to have plenty of Mexican beer around!!